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MICA Once Again Rated A (Excellent) by AM Best - 2023

Mutual Insurance Company of Arizona® (MICA) announced that AM Best has affirmed its Financial Strength Rating (FSR) of A (Excellent) and its Issuer Credit Rating (ICR) of a+ (Excellent) both with a stable outlook. MICA Risk Retention Group, Inc. also received a rating of A (Excellent), a+ (Excellent) with a stable outlook.

“MICA is proud of its continued financial excellence as exemplified by our approach to business and the ongoing recognition by AM Best,” said MICA President and CEO Ed Marley. “MICA’s commitment to the independent physicians, advanced health care professionals, and group practices we cover remains stronger than ever. The people at MICA live our mission every day, and we are committed to bringing value to our members.”

  1. Click here to read the press release


MICA Declares $15 Million Dividend 

MICA announced today that its Board of Trustees has declared a policyholder dividend of $15 million to be allocated among current members as of December 31, 2022, the record date. The dividend represents approximately 18% of their 2022 annual earned premium and will be distributed in February 2023. 

“We’re proud to be able to reward our policyholders who share in MICA’s mission and entrust us to protect them in the practice of medicine,” said Edward G. Marley, MICA’s President and CEO. “MICA was organized as a mutual insurer in 1976, a specialized structure that offers us the ongoing ability to share the company’s financial success with our members.” 

  1. Click here to read the press release


MICA Announces Executive Leadership Changes

MICA is honored to announce the following leadership changes in anticipation of retirements at key positions: 

  • Sherry Haworth appointed Senior Vice President & Chief Operating Officer, succeeding Ron Malpiedi who has announced his retirement
  • Kristin L. Kenny appointed Senior Vice President & Chief Financial Officer
  • Erica J. Krobot, JD appointed Vice President, Claims, succeeding Phil Smith who has announced his retirement
  • Holiday St. Andre promoted to Vice President, Human Resources, succeeding Leon Kochan who has announced his retirement 
  1. Click here to read the press release


MICA Once Again Rated A (Excellent) by AM Best - 2022

Mutual Insurance Company of Arizona (MICA) announced that AM Best has once again been assigned a financial strength rating of “A” (Excellent), with a corresponding long-term issuer credit rating of “a+” (Excellent) and a stable outlook. MICA Risk Retention Group, Inc. also received an AM Best “A” (Excellent) rating.

“MICA’s level of risk-adjusted capitalization is among the strongest in the medical professional liability industry as evidenced by AM Best’s evaluation,” said MICA President and CEO Ed Marley. “As a policyholder-owned and physician-directed mutual insurance company, MICA remains steadfast in its focus on assuring a solid financial foundation, enabling MICA to deliver on its commitment of availability, service and support to policyholders.”

  1. Click here to read the press release


Reporting a Claim

To report a claim, occurrence, or lawsuit, call the MICA Claim Department at 800-352-0402 or 602-956-5276. Policyholders can also report a claim to MICA 24/7 by logging in to their account via the website. Simply click "Report a Claim or Potential Claim" at the bottom of the page. Reporting will only take a few minutes, and our MICA claim staff will follow up.

Policyholders should report any occurrence, claim, or lawsuit as soon as possible. By reporting immediately, you may be able to recall crucial details. The first report of a claim must be made by telephone or by our online reporting tool.

Report a Cyber Attack or Data Breach:

  • Call 800-352-0402 or 602-956-5276 (Monday – Friday 8:30 a.m. – 5:00 p.m. MST)
  • For urgent matters that occur outside of regular business hours, contact Tokio Marine HCC’s breach support team by calling 888-627-8995. Please be prepared to identify yourself as a MICA policyholder and provide a declaration page or coverage form, if available.


Free Risk Management Resources

MICA's Risk Management Services department can address members’ immediate medical professional liability questions and less urgent questions about daily operations. MICA members can call the Risk Management Hotline 800-705-0538 to schedule complimentary on-site or online education, professional liability risk assessments, and telephone or Zoom consultations. Risk management inquiries can also be emailed to


MICA Appoints Edward G. Marley as New President and Chief Executive Officer

Mutual Insurance Company of Arizona (MICA) announced that Edward G. Marley will be the organization’s new President and Chief Executive Officer, effective September 1, 2022. As MICA’s President and CEO, Mr. Marley will succeed James Carland, MD, who has led MICA as President and CEO since 1997 and as Chairman of the MICA Board of Trustees since 2003. Dr. Carland will continue as Executive Chairman of MICA’s Board of Trustees.

  1. Click here to view the press release


MICA's Medical Liability Library

MICA's Medical Liability Library is a digital collection of articles designed to help you protect your medical practice. The medical Liability Library will be updated regularly with new articles and industry updates relevant to running an independent medical practice.

  1. Visit MICA’s Medical Liability Library


Career Opportunities

Please see our Careers page for current employment opportunities with MICA.