MICA Once Again Rated A (Excellent) by AM Best - 2022

Mutual Insurance Company of Arizona (MICA) announced that AM Best has once again been assigned a financial strength rating of “A” (Excellent), with a corresponding long-term issuer credit rating of “a+” (Excellent) and a stable outlook. MICA Risk Retention Group, Inc. also received an AM Best “A” (Excellent) rating.

“MICA’s level of risk-adjusted capitalization is among the strongest in the medical professional liability industry as evidenced by AM Best’s evaluation,” said MICA President and CEO Ed Marley. “As a policyholder-owned and physician-directed mutual insurance company, MICA remains steadfast in its focus on assuring a solid financial foundation, enabling MICA to deliver on its commitment of availability, service and support to policyholders.”

  1. Click here to read the press release


Reporting a Claim

To report a claim, occurrence, or lawsuit, call the MICA Claim Department at 800-352-0402 or 602-956-5276. Policyholders can also report a claim to MICA 24/7 by logging in to their account via the website. Simply click "Report a Claim or Potential Claim" at the bottom of the page. Reporting will only take a few minutes, and our MICA claim staff will follow up.

Policyholders should report any occurrence, claim, or lawsuit as soon as possible. By reporting immediately, you may be able to recall crucial details. The first report of a claim must be made by telephone or by our online reporting tool.

Report a Cyber Attack or Data Breach:

  • Call 800-352-0402 or 602-956-5276 (Monday – Friday 8:30 a.m. – 5:00 p.m. MST)
  • For urgent matters that occur outside of regular business hours, contact Tokio Marine HCC’s breach support team by calling 888-627-8995. Please be prepared to identify yourself as a MICA policyholder and provide a declaration page or coverage form, if available.


Free Risk Management Resources

MICA's Risk Management Services department can address members’ immediate medical professional liability questions and less urgent questions about daily operations. MICA members can call the Risk Management Hotline 800-705-0538 to schedule complimentary on-site or online education, professional liability risk assessments, and telephone or Zoom consultations. Risk management inquiries can also be emailed to rm_info@mica-insurance.com.


MICA Appoints Edward G. Marley as New President and Chief Executive Officer

Mutual Insurance Company of Arizona (MICA) announced that Edward G. Marley will be the organization’s new President and Chief Executive Officer, effective September 1, 2022. As MICA’s President and CEO, Mr. Marley will succeed James Carland, MD, who has led MICA as President and CEO since 1997 and as Chairman of the MICA Board of Trustees since 2003. Dr. Carland will continue as Executive Chairman of MICA’s Board of Trustees.

  1. Click here to view the press release


MICA's Medical Liability Library

MICA's Medical Liability Library is a digital collection of articles designed to help you protect your medical practice. The medical Liability Library will be updated regularly with new articles and industry updates relevant to running an independent medical practice.

  1. Visit MICA’s Medical Liability Library


MICA Announces $17 Million Dividend

The Mutual Insurance Company of Arizona (MICA) announced today that its Board of Trustees has declared a policyholder dividend* of $17 million to be allocated among participating policyholders who are current MICA members as of December 31, 2021, to be distributed in February 2022.

Each member’s share of the 2021 dividend is calculated based on each member’s proportion of uninterrupted earned premium relative to the company’s total earned a premium over the three-year period beginning January 1, 2019 and ending December 31, 2021.

For policyholders insured by MICA for the full three-year period, the dividend represents approximately 20% of their 2021 annual earned premium. The policyholder dividend is derived from a combination of favorable claims experience and strong investment performance.

Following the February 2022 dividend distribution, MICA will have returned $700 million in dividends to its policyholders since 1988, including $125 million in the last five years alone.

*The dividend declared for the 2021 policy year reflects the company’s financial performance. Past performance does not guarantee future dividends. This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your insurance agent or MICA.

  1. Click here to read the press release


AM Best Affirms MICA's A (Excellent) Rating - 2021

Mutual Insurance Company of Arizona (MICA) announced that AM Best has once again affirmed its Financial Strength Rating (FSR) of A (Excellent) with a stable outlook. AM Best also affirmed the FSR rating of the MICA Risk Retention Group, Inc. as A (Excellent), also with a stable outlook.

“As a mutual insurance company, MICA is committed to providing value to our owners,” said MICA CEO James Carland, MD. “In periods of change and uncertainty, our physicians, physician groups, and other insureds can remain confident in having a medical professional liability insurer with MICA’s financial strength, resources, and mission-driven focus.”

  1. Click here to read the press release


Career Opportunities

Please see our Careers page for current employment opportunities with MICA.