Why Choose MICA?

MICA has been a leader in the industry for 45 years. We specialize in medical professional liability insurance – that’s all we do. Many insurance companies offer several different types of insurance. MICA is different. Many insurance companies are owned and directed by stockholders. As a mutual insurance company, MICA is owned by its members, who are eligible for dividends when they are declared. MICA is very stable financially, and we have maintained an “A” (Excellent) rating by AM Best Company for over 25 years.

MICA also offers the following benefits of membership:

  • A reporting form claims-made policy with a broad consent clause
  • Retirement tail coverage upon full and permanent retirement from the practice of medicine, at age 55 with one full year of MICA coverage immediately preceding retirement.
  • Highly experienced claim representatives and defense counsel
  • Online CME and award-winning risk management products and services